Dubai has long been a magnet for global real estate investors, with its stunning skyline, zero property tax, and world-class lifestyle. But in 2025, government-backed schemes have made the process of homeownership even more accessible. These incentives are not only attracting first-time buyers but also encouraging foreign investors to dive deeper into the dynamic Dubai Real Estate market.
Let’s explore how these schemes are impacting the market and what it means for anyone looking to buy apartment in Dubai or invest in Dubai luxury homes.
1. Golden Visa for Property Investors
One of the most attractive initiatives in the UAE real estate space is the Golden Visa. In 2025, the government continues to offer long-term residency visas (up to 10 years) for investors who purchase property worth AED 2 million or more.
This scheme has significantly boosted interest in Dubai property for sale, particularly among overseas buyers who want to reside or do business in the city without local sponsorship.
What does this mean for investors? You can buy apartment in Dubai and secure a stable future while enjoying the lifestyle benefits and financial freedom that come with long-term residency.
2. Dubai REST Platform – Simplifying Transactions
The Dubai Land Department (DLD) has introduced the Real Estate Self Transaction (REST) platform to streamline the property buying process. This initiative allows buyers and sellers to complete transactions digitally, improving transparency and reducing the paperwork involved.
This step is a game-changer for international buyers looking for Dubai property for sale, as it allows them to manage everything remotely—especially helpful when exploring off-plan options or buying high-end units in Dubai luxury homes developments.
3. Zero Property Tax – A Built-in Incentive
Unlike many global real estate markets, Dubai offers zero annual property tax, no capital gains tax, and no inheritance tax on real estate. This government policy remains unchanged in 2025 and is a major reason why the Dubai Real Estate market remains lucrative for both local and foreign investors.
This makes investing in high-value properties, such as Dubai luxury homes, more cost-effective in the long run compared to cities like London or New York.
4. Developer-Backed Government Projects
In collaboration with developers, the government supports several real estate initiatives targeting mid-income residents and expats. For example, areas like Dubai South, Arjan, and Dubailand feature government-endorsed projects with competitive pricing, flexible payment plans, and minimal down payments.
These projects are often positioned as the best places to invest in Dubai real estate due to their affordability, potential for capital appreciation, and strong infrastructure backing.
Such options are perfect for first-time buyers wanting to buy apartment in Dubai without overextending financially, while still enjoying access to world-class amenities.
5. Mortgage Support & Loan-to-Value Increases
The UAE Central Bank, with the support of Dubai’s government, has increased the loan-to-value (LTV) ratio for first-time property buyers. As of 2025, expats can borrow up to 80% of the property value, while UAE nationals can go as high as 85%.
This means that buying an AED 1 million apartment now only requires a down payment of AED 200,000 for foreigners. Such initiatives make the Dubai Real Estate market significantly more accessible, especially for those looking to enter via mid-range units or off-plan opportunities.
6. Rent-to-Own Schemes
Rent-to-own schemes are another government-supported initiative gaining traction in 2025. These plans allow tenants to transition into ownership by converting rent payments into equity over time.
Several developers, under government observation, offer these schemes for ready-to-move-in and off-plan projects. It’s an ideal solution for those hesitant to commit to upfront investments, while still planning to buy apartment in Dubai eventually.
These schemes are particularly popular in newer communities such as Mirdif, Town Square, and Dubai Hills—some of the best places to invest in Dubai real estate right now.
7. Global Investor Attraction Programs
Dubai’s leadership continues to position the city as a global hub for property investment. In 2025, new visa categories, enhanced business setup opportunities, and digital real estate platforms have made it easier than ever for international buyers to enter the market.
Whether you’re looking for budget-friendly apartments or premium Dubai luxury homes, these programs aim to make foreign investment safer, smoother, and more rewarding.
Final Thoughts
The Dubai government has shown a strong commitment to supporting property buyers through innovative policies, digital tools, and long-term investment security. These initiatives make it a no-brainer for serious investors or expats who want to settle or grow their wealth in one of the world’s most forward-thinking cities.
Whether you’re eyeing a chic studio in JVC or an ultra-luxurious villa on Palm Jumeirah, the time to explore Dubai property for sale is now. These government-backed schemes in 2025 ensure that your investment in Dubai Real Estate is not only rewarding but also secure.
Work with a Trusted Partner: Globalhomz
Navigating Dubai’s real estate market, especially with these evolving government schemes, requires expertise. That’s where Globalhomz steps in. As your dedicated property partner, Globalhomz helps you identify ideal investment opportunities, understand the legalities, and secure your dream property in Dubai.
From exploring Dubai luxury homes to securing the best deal to buy apartment in Dubai, Globalhomz ensures your journey is smooth, transparent, and profitable.